A Mississippi scholarship granting organization (SGO)

Who we are

The Mississippi Education Collective is a 501(c)(3) scholarship granting organization. Through the Federal Scholarship Tax Credit (FSTC), also known as the Education Freedom Tax Credit under IRC Section 25F and created by the One Big Beautiful Bill Act, taxpayers can redirect up to $3,400 of their federal income tax as married couples filing jointly, or up to $1,700 as single filers, into scholarships for Mississippi students.

MSEC is the legal and operational bridge between donors and three participating schools. Our work is to receive gifts, confirm that each student qualifies, and pay scholarships directly to schools.

The mission of Mississippi Education Collective is to partner with families and supporters to provide scholarships that open doors to Christ-centered, therapeutic education across Mississippi to multiply opportunity and hope for every student.

How we steward gifts

By law, at least 90% of what MSEC receives must go to scholarships. Administrative costs are capped at 10% and cover work such as processing applications, issuing written acknowledgments, and required reporting. MSEC keeps its costs low so that more than 90% of every gift goes directly to scholarships.

MSEC pays each scholarship directly to the student's school. Families do not receive or handle scholarship funds.

A board of directors oversees MSEC.